Budgeting for Real Life — A Spending Tracker Built for You

Most effective way to save money and manage personal finance. Track spending, manage subscriptions, split bills, and build better money habits with one simple budgeting app.

Daddy Money Cat man in a suit
Smartphone displaying a financial app with transaction overview and pie chart for Savings category.

TRACK BUDGET

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SAVING CHALLENGES

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SET GOALS

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SAVE MONEY

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TRACK BUDGET ✦ SAVING CHALLENGES ✦ SET GOALS ✦ SAVE MONEY ✦

Daddy Money cat wearing a suit standing in an office with a desk, laptop, paperwork, and certificates on the wall.

This is Daddy, your personal finance guy

Easy budgeting and personal finance

Daddy money is built for people that want to better understand and manage their money.

Stop worrying about your financial health and future. Take action.

  • track your budget

    Track budget

    Track where you spend money and set your money saving goals to achieve financial health.

  • saving money

    saving Challenges

    Enrol into money saving challenges and earn points which you can exchange into discounts with popular brands.

  • track your subscriptions

    Subscription tracker

    Track and manage your subscriptions, understand where your money goes and make changes.

  • split bills with friends

    Bill splitter

    Split your bills with friends seamlessly, create groups and manage group expenses during travel or day to day activities with your partner.

  • can i afford ai chat

    "Can I afford it"

    Chat to “Daddy” AI assistant to better understand if you can or cannot afford something. Our AI agent will analyse and give suggestions for your next purchase.

  • money spending health

    Spending health score

    Track your spending health daily, weekly and monthly. Make sure you are not overspending.

Download app now

Your financial future is in your hands (literally)

Daddy money was built by people who wanted to understand their own money and start being ore financially responsible. Therefore, our app is simple to use, safe and straight forward. We want you to be financially healthy.

Two smartphones displaying a financial app interface with spending health scores, income, expenses overview, and pie chart transaction categories.
Daddy money cat character wearing a suit and cape
Daddy money personal financing and budgeting app guerilla add on a truck

ABout Daddy money

Daddy Money is a smart, user-friendly financial app designed to help young adults and families take control of their money with confidence. Whether you’re budgeting for groceries, saving for a goal, or trying to understand your spending habits, Daddy Money offers a playful yet powerful approach to personal finance.

With features like real-time expense tracking, customizable budgets, financial insights, and educational tips, the app turns financial literacy into a daily habit — without the overwhelm.

Built for a generation that values clarity and control, Daddy Money makes it easier to manage your money, set goals, and build better financial habits — all from your phone.

FAQs

  • Daddy Money is a personal finance app that helps you figure out the difference between a “good” and “bad” dollar spent. It’s about improving your life with the same income by cutting out wasteful spending and focusing on what truly adds value to your life. Think of it as your funny, non-judgmental spending coach.

  • You manually track your expenses and set financial goals. The app helps you identify bad spending habits through challenges, visualize savings, and rewards you with points that you can redeem for discounts on things that actually improve your quality of life, like healthy food and fitness.

  • Manually entering your expenses makes you more aware of where your money goes—it’s like mindfulness, but for your wallet. Eventually, we’ll introduce open banking integration to automate this process. For now, it’s about getting up close and personal with your spending.

  • Challenges are simple, behavior-focused activities like “Don’t buy coffee from a coffee shop for a week.” You’ll earn points for completing them, track your progress, and see how much money you’ve potentially saved. It’s all about making small changes for big impact.

  • Points can be exchanged for discounts with our partners offering essentials like healthy food, fitness, and more. These are curated to help improve your overall quality of life—not just give you random perks.

  • It’s your personal financial buddy that helps you decide if a purchase is worth it. Ask it anything—whether you can afford a weekend getaway or the latest gadget—and it’ll analyze your finances and even suggest cheaper alternatives.

  • Absolutely. We take your privacy seriously. When we introduce banking integration, we’ll only partner with licensed providers that comply with top-notch security and privacy standards. Your manual entries stay private, too, we anonymize all of your data so you can sleep well at night.

  • You decide! Daddy Money doesn’t dictate what’s good or bad—it’s your life and your rules. We just give you tools to track, reflect, and make informed choices based on your priorities and goals.

  • Globally. But some features like open banking integration is focused on Europe and Latin America. If you’re outside these regions, don’t worry—you can still use the app for manual expense tracking and challenges. We are working restlessly to get these features globally, but certain countries don’t have simple solutions.

  • Depending on your location prices may vary, but we also have great deals. If there is a reason you cannot afford it, please write to us, we will figure something out to help. Without your contribution, we would not be able to create this app, therefore we hope you will appreciate it, understand and wont write bad reviews. The app is designed to help you save so much more than what it costs, so please be understanding. Thank you!