What is “Daddy Money”?

Daddy Money is a personal finance app that helps you figure out the difference between a “good” and “bad” dollar spent. It’s about improving your life with the same income by cutting out wasteful spending and focusing on what truly adds value to your life. Think of it as your funny, non-judgmental spending coach.

How does Daddy Money work?

You manually track your expenses and set financial goals. The app helps you identify bad spending habits through challenges, visualize savings, and rewards you with points that you can redeem for discounts on things that actually improve your quality of life, like healthy food and fitness.

Why should I track my expenses manually?

Manually entering your expenses makes you more aware of where your money goes—it’s like mindfulness, but for your wallet. Eventually, we’ll introduce open banking integration to automate this process. For now, it’s about getting up close and personal with your spending.

What kind of challenges can I enroll in?

Challenges are simple, behavior-focused activities like “Don’t buy coffee from a coffee shop for a week.” You’ll earn points for completing them, track your progress, and see how much money you’ve potentially saved. It’s all about making small changes for big impact.

What can I do with the points I earn?

Points can be exchanged for discounts with our partners offering essentials like healthy food, fitness, and more. These are curated to help improve your overall quality of life—not just give you random perks.

What is the “Can I Afford It?” AI chat feature?

It’s your personal financial buddy that helps you decide if a purchase is worth it. Ask it anything—whether you can afford a weekend getaway or the latest gadget—and it’ll analyze your finances and even suggest cheaper alternatives.

Is my data safe with Daddy Money?

Absolutely. We take your privacy seriously. When we introduce banking integration, we’ll only partner with licensed providers that comply with top-notch security and privacy standards. Your manual entries stay private, too.

How does the app know if my spending is “good” or “bad”?

You decide! Daddy Money doesn’t dictate what’s good or bad—it’s your life and your rules. We just give you tools to track, reflect, and make informed choices based on your priorities and goals.

What regions does Daddy Money support?

Daddy money is global. But for now, some features, like Banking integration is focused on Europe and Latin America. If you’re outside these regions, don’t worry—you can still use the app for manual expense tracking challenges and other features!

How much does Daddy Money cost?

Daddy Money is free to use in some regions of the world, in other regions some features are paid, this is the only way we can support app development. We price Daddy Money fairly.